Politicians and their businesses

Business is more important. Political narratives and shouting's are just noises to be ignored.

Sharad Pawar thanks Adani for contributing ₹25 cr to Baramati Tech Centre : Hindustan Times.

Article states "After the inauguration, Pawar thanked Adani and Vijay Shirke of Shirke Construction for donating a combined ₹35 crores to set up the centre. (HT PHOTO)"

Duplicate Language / Copy

An article in New York Times reported "Harvard Finds More Instances of ‘Duplicative Language’ in President’s Work"

Scratching head and wondered as to what is Duplicate Language?. 

On reading the article it stated that "Harvard University, in the face of mounting questions over possible plagiarism in the scholarly work of its president, Claudine Gay, said on Wednesday that it had found two additional instances of insufficient citation in her work.

The issues were found in Dr. Gay’s 1997 doctoral dissertation, in which Harvard said it had found two examples of “duplicative language without appropriate attribution.”.

Okay we ordinary people call it Copy.

Media calls it Plagiarism.

Harvard calls it Duplicate Language.

Duplicate language in layman's term is copy. 

Zoya's ignorance.

In a recent interview Zoya Akthar (daughter of Javed Akhtar) stated:

“My dad came from nowhere and made a life for himself. I was born and bred in the industry, and I have every right to follow whatever I want to do. As part of his network and what he made, I know those people. What am I going to do, disown my dad because I want to be a filmmaker? Are you saying I can’t choose my profession? It makes no sense. The actual problem is something else, and this is just like beating a dead horse… it’s not going to do anything. If every kid born into the film industry never worked in cinema, it’s still not going to change your life,” she added.

Father of Javed Akthar - Jan Nisar Akhtar.

He was the son of Muztar Khairabadi and great grandson of Fazl-e-Haq Khairabadi his career spanned four decades during which he worked with music composers including C. Ramchandra, O.P. Nayyar, Datta Naik also credited as N. Datta and Khayyam and wrote 151 songs. Notable among them were songs from his breakthrough film, AR Kardar's Yasmin (1955), Aankhon hi Aankhon Mein in Guru Dutt's CID (1956), Yeh dil aur unki nigahon ke saaye in Prem Parbat (1974) and Aaja re in Noorie (1979) and his last song, Ae Dil-e-naadaan, in Kamal Amrohi's Razia Sultan (1983).[2] (Source: Wikipedia).

Javed Akhtar son of Jan Nisar Akhtar was born on 1945. Jan Nisar Akhtar wrote lyrics for movie Baap Re Baap (1955 movie) and other movies.

When Zoya Akhtar says her father came from nowhere it appears she is ignorant. Very Unfortunate.

To know about relationship between Javed Akhtar and Jan Nisar Akhtar please read the interview Javed Akhtar on troubled relationship with his father, not getting along with step-mother: ‘He was a good poet, but…’

A glitch to worry about - UCO Bank

An article in Indian Express titled "UCO Bank recovers INR 649 crore ‘erroneously credited’ to customers", appeared on November 16. 2023.

What happened:

During the period from November 10 to 13, the bank observed that due to technical issue in IMPS, certain transactions initiated by holders of other banks have resulted in credit to the account holders in UCO Bank without actual receipt of money from these banks, UCO bank said in another filing. Money is instantly transferred in the IMPS system from one account to another account.

The Key part is the bold underlined words, credit to one account without actual receipt of money from other banks.

Uncomfortable thoughts on what if this is other than a plain technical glitch:

1. System allowed credit to one account without debit to other account ignoring the double entry concept, unacceptable.

2. Did this technical glitch is a patch uploaded by hackers to steal money / exploit the weakness,

3. Is this the testing phase of what is going to be how to destabilize the world economy by digital terrorism / theft.

4. Is this going to be a question of excess of anything is a problem i.e. excess digitization will cause similar issues as vulnerabilities in a system will be exposed.

5. Will this spread into UPI where billions of transactions worth trillions of dollars are taking place? When you steal a small amount of INR 10 from select account, users will stop using the UPI in a big manner?

6. Is this an attempt to destabilize India growth by attacking Indian strength i.e. Digitalization of India?

7.  Cyber threat / Network / Software robustness / Third party system control needs to be one which is more important than anything else in the future.

Above are only thoughts with possible conspiracy connection and can be ignored. 

Let this be a technical glitch and nothing more.

Comparing Investment Returns - Avoid

An excellent statement appeared in an article  Comparing Your Portfolio to the S&P 500 Can Be a Losing Game in investing.com by Lance Roberts:

The financial services industry is predicated on upsetting people so that they will move money around in a frenzy. Money in motion creates fees and commissions. The creation of more and more benchmarks, products, and style boxes is nothing more than the creation of more things to COMPARE with. The end result is investors remain in a perpetual state of outrage.

The lesson we want to drive home here is the danger of following Wall Street’s advice of beating some arbitrary index from one year to the next. What most investors are taught to do is to measure portfolio performance over a twelve-month period. However, that is absolutely the worst thing you can do. It is the same as being on a diet and weighing yourself every day.

Worth reminding ourselves everyday.

Source: alphaideas.in

The "Biased" Guardian

The problem with The Guardian newspaper is to spread a story which will earn them more clicks.

Recent article in The Guardian by Barney Ronay on Cricketer M Shami "Mohammed Shami the outsider in full bloom for India’s final World Cup fling"

The author has clearly stated Shami is the outsider. This is ridiculous. Since independence Muslims have played in this game at national level at various capacities. Azharuddin was captain of the cricket team for many years, Kirmani was the main wicketkeeper for many years. Zaheer was the main fast bowler.

Does the author knew about it or deliberately titled it so that a rift can be created and get click for his writing from a particular community. It appears this article is written for a particular section of readers only.

Disgraceful.

Further the article states:

Before this becomes too much of a feelgood story there are two things that stand out. Shami is also India’s most prominent Muslim cricketer, at a time of rising Hindu nationalism. He was abused relentlessly online, called among other things a “Pakistani traitor”, after the T20 World Cup defeat against India’s neighbours last year.

The abuse was so sustained that Virat Kohli was moved to defend his teammate, stating that “attacking someone over their religion is the most pathetic thing that a human being can do”, a significant intervention given Kohli’s profile. This week it felt like a moment of cultural significance to see Narendra Modi of the BJP party posting “well played Shami!” on social media. Sometimes sport actually can send a grappling hook across the divide.

The author does not have knowledge regarding how to address the Prime Minister of a nation. He stated Narendra Modi of the BJP instead of Prime Minister Modi, which he has earned by way of getting elected.

Pathetic writing.

The article is a politically motivated, revengeful and jealous oriented write up and not a sports write up.  

As a Bhartiya, it appears the writer is jealous that England ended at the bottom four of the table and can't digest that fact that India is rising economically and in all spheres.

In India we refer to as a Burnol moment.

The labelling of the article should be Politics, Motivated, Biased , Sports.

Incorrect Move

An article in CNBC stated "Citizens don't have the right to know source of electoral bonds: Centre to Supreme Court".

This will back fire when other parties come to power and will misuse it,

One thing does not change which is eternal (Assumption):

Rulers need merchants to fund their financial requirements.

In return merchants gets protection from policies which will be not against them.

BJP Government should have recommended transparency..

It is ironic that it is the same citizens are cajoled and inspired to vote when elections arrive, but they have no rights to know the truth about funding of political parties.

Very unfortunate.

Bank of Baroda - Irregularities

Issue:

The RBI, on October 10, directed BoB to stop onboarding new customers to BOB World, the lender’s digital banking application.

“Bank of Baroda should suspend, with immediate effect, any further onboarding of customers onto the BOB World mobile application. This action is based on certain material supervisory concerns observed in the manner of onboarding customers onto this mobile application,” the central bank said in a press release on October 10.

Problem:

Earlier, in July 2023, media reports said that BOB World was tampering with customer accounts. The report alleged that the lender linked the contact details of different people to increase the number of mobile application registrations.

On this, the lender said that unauthenticated or non-customer mobile numbers for boosting app registrations are factually incorrect.

Action:

Public-sector lender Bank of Baroda (BoB) has suspended over 60 employees, including 11 AGMs (assistant general managers), according to people familiar with the matter.

"AGM-level officials are scale V officers who generally hold positions of area managers, zonal heads, and oversee heads at over 25 branches," said a BoB employee.

"Mostly, people from the Vadodara region have been suspended now. We may see this drive continuing in other zones like Lucknow, Bhopal, Rajasthan and some areas of eastern Uttar Pradesh," he said.

Questions:

1. Why this is termed as Irregularities? Is it not fraud?

2. Will Google app store will give negative mark or warning sign when such admission are made by BOB as a warning to app downloaders?

3. Is there connection to Top Management who might have given them targets to achieve certain numbers by certain quarters?

4. Will there be compensation to individuals whose numbers were wrongly used in BOB App?

5. Will top management will be sacked for this issue?

6 Was OTP mechanism used to get confirmation from the individual to ensure there is acceptance?

7. Does this come under RBI or should be reported to economic offense wing?

8. For any integration into app will India make OTP integration compulsory?

9. Will telecom regulator penalize BOB for incorrect use of Individual numbers?

10. Will BOB management report:

a. Number of instances

b. Were same number used multiple times or different numbers were used?

c. Did BOB came to know about issue prior to RBI / Media and no action was taken? 

 

Source: Moneycontrol

J Sai Deepak

 A must watch interview of J Sai Deepak in The Lallantop.

Ivory Tower Members

Indian economist keep themselves busy by commenting on India from more than 12,000 kms.

They still believe they are part of India by commenting on India without knowing the ground reality.

Truly, Ivory Tower Members.

Is FT one sided?

 Online visit to Financial Times displayed following:

As an Indian who lived during the Punjab challenge, this appears very shocking that FT a respected financial newspaper is displaying one sided news.

Why one-sided?:

1. Ignorance of the Newspaper about the lives lost in solving Punjab challenge which was sponsored by the neighboring countries.
2. No mention about sheltering individuals with extremist ideologies and separating / breaking India.
3. If FT is taking up the cause of Sikhs in Canada were they aware about their history and damage caused to Indians during the 1980's?
4. How did killing of Osama Bin Laden in Pakistan and Generals of Iran etc. was addressed even though killing of Mr. Nijjar is only allegation.

FT states "The Financial Times is one of the world’s leading news organisations, recognised internationally for its authority, integrity and accuracy."

Question is if you report one sided headings, where is the accuracy addressed? Which in turn raises eyebrows on the integrity.

It is better the FT should focus more on Financial / Economic related issue and less of National issue of other countries which is not their strength.

As an Indian, the belief that FT, Economist, WSJ and others were not one sided in reporting got busted slowly and steadily since last few years.

Learnings from Shankaran Naren

Key points of a speech delivered by ICICI Prudential Mutual Fund Chief Investment Officer Mr. Naren was captured and presented in Morningstar.

The speech captures the key aspects of investments and is worth reading.

Thanks Morningstar and Shyam Sekhar for sharing the article.

Sankaran Naren: 11 brilliant lessons learnt over 3 decades

The wonderful world of Indian Business - 1

In continuation to earlier posts, below video is a connecting point.

The wonderful world of Indian Business

1. How Authum acquired Reliance Commercial Finance is covered in detail in the Business World article : Anil Ambani Group Secure Rs 1,043 Cr Investment From Authum's Reliance Commercial Finance. The article is worth reading to understand how the Reliance Commercial Finance was acquired and how preference shares were issued to Authum after clearance from the Board.

2. Who is Authum: Authum Investment & Infrastructure Ltd is a listed company (BSE: 539177). Promoters Alpana Sanjay Dangi. Alpana Sanjay Dangi is wife of Sanjay Dangi.

3. Who is Sanjay Dangi? A detailed article on Sanjay Dangi was covered in Moneylife (Sucheta Dalal and Debashis Basu). Article: Sanjay Dangi, another barred market manipulator, still pulling strings. The article covers many of the deals covered and handled by Sanjay Dangi. Another article from Business Today: Top bidder for Reliance Home Fin wife of once banned investor Sanjay Dangi.
4. Authum Balance Sheet and Profit & Loss Account from Screener.in

Suddenly in the year March 2020 onwards there is an inflow of funds as borrowings which starts from INR 273 crores and reaches to INR 970 Crores in March 2023. Investments in the company starts from INR 330 Crores and reaches INR 3,593 Crores in the year March 2023.

5. Share price of Authum:

 

Share price of Authum moved from INR 4.1 in March 2020 to INR 465 IN 26 Aug 2023. Note: There is a 100 times growth in a span of 3 years.

6.  Main question: How a listed company with Share capital and Reserves of INR 50 Crores in March 2019 (almost same from March 2012) increased to INR 3,000 Crores approx. in the year 2022. In the year 2023 it lend INR 1,043 Crores to Anil Ambani Group. Does an unknown entity with a market cap of INR 77 Crores approx.. in March 2020 has the audacity to lent INR 1,073 Croes to Anil Ambani Group. Can Anil Ambani group accept that its dealing with Authum a INR 77 Crores company.

7.  What we have to do is to connect the dots………

8.  As the Business Standard article states Upon completion of this transaction, Reliance Commercial will possess an 11 per cent ownership stake in Reliance Infrastructure and a two per cent stake in Reliance Power. Remember when you speak of Reliance Commercial it is Authum.

9.   Authum received funds before March 2020, and invested since then heavily. Someone guided that when there is blood on the streets invest heavily.

10. How it happened:  Authum an unknown micro-cap listed entity receives funds. Funds are invested in Market during the start of Covid. Market recovers. Authum grows to a small cap. In the mean time it acquires Reliance Commercial. Finally, it lends to Anil Ambani Group.  

Note: The post is with an intention to learn and not raise fingers. 

Learnings from an Article

 An article in theWire.in has thrown many sides of the deal making. The article is very lengthy and lots of information floats.

The learning from the article is:

1. How an entrepreneur keeps vigil?

2. How change in political leadership changes state policy?

3. Emergence of a new business leader has to be blessed by a political party in India.

4. Vulnerability of business houses if they are associated with only one political party.

5. Innocent citizens, who vote based on freebies and are taken for a ride.

6. Misleading heading of the article hides the truth as they do not want to invite trouble.

Worth reading.

Adani’s Acquisitions: Inside the Company’s Growth Machine

Source: Debashis Basu

How Debt Hurts?

Please read the below article by Shripal with respect to the perils of debt. 

When celebrities are not left out where does an ordinary individual stand.

Learning:

1. Debt hurts badly.

2. You don't handle Debt, Debt handles you.

2. Expansion and Growth at any cost can push one to debt trap.

4. Organic growth is more beneficial in the long run.

Worth reading.

Link to the LinkedIn written by Shripal Morakhia (SMAAASH Entertainment) is provided below:

Another victim

Source: Alphaideas

Judicial Transfers In India

One of the prominent lawyers tweeted on judicial transfer:

Our statement on the welcome transfer of Delhi HC Judge Gaurang Kant to Calcutta by the SC collegium. There were serious allegations against him. Unfortunate that lawyers of Delhi HC are protesting this transfer

https://twitter.com/pbhushan1/status/1679870191365414912

Surprisingly the allegations mentioned in the letter states there is "gross professional misconduct, breach of trust and abuse of his position as lawyer in his fiduciary capacity with civil and criminal cases pending against him".

Here citizens should not ask:

1. Despite the above allegation as to how appointment was done by collegium?

2. What is the accountability of the collegium if there is a incorrect appointment?

3. How a transfer of Judge from Delhi High Court to Kolkata High Count is a welcome transfer?

4. Now what about individuals who are approaching Kolkata High Court?

5. Will it be disclosed as to what is the reason for transfer to citizens?

6. Can West Bengal Chief Minister / Governor reject this transfer? Will they do it?

7. Can the points of discussion / noting will be disclosed to citizens?

Hope the above questions does not end up as defamation of court. 

God Protect me and my nation.

Importance of Rituals

Worth watching and understanding the importance of rituals.

Never heard or read some things Mr. Nandy has spoken about but we walk in to a different realm.

Vridhha Ashram

In India , few years back Vridhha Ashram was considered as a place where one goes after 60 years. It was believed that there children do not take care.

Today, Vridhha Ashram is packaged and sold as an asset class. It is referred to as "Senior Living" and is a lucrative business.

This was correctly stated in a article:

Senior living: an emerging new asset class

Senior living as an asset class is now at a nascent stage, even as there is huge potential in view of the existing fundamentals,” says Aditya Virwani, COO, Embassy group of realtors. “Going forward, there will be a growing demand for senior living assets, providing a stable market for those investing in these properties. Senior living properties often have long-term leases with stable tenants, which can provide a reliable income stream for investors. Besides, they often command rents higher than traditional housing properties, due to the specialised amenities and services they offer”. The group has entered the senior living space recently.

Also, key part:

Currently, it comprises less than 1 per cent of the real estate market in India, as compared to 12 per cent in the US and 5-6 per cent in Australia. Experts are of the view that, over the next few years, there will be a growing demand for senior living properties, providing a stable market for those investing in these properties.

Here few things are happening:

1. As Indian economy grows there is going to be growth of old age homes.

2. Family structure of taking care of elder member of family is slowly getting eroded.

3. Family values change as wise and wisdom are shifted out of the home. 

4. Teens look up to Social Media for wisdom.

5. Huge impact on the children as parents are busy earning money

6. Economic prosperity is eroding Family structure.

7. Growth of single parent.

The article in Business India used the correct image, as they are are first to embrace:

Indian Election - Post Emergency

Emergency was declared in India from 1975-77 under the leadership of PM Indira Gandhi (Congress).

Elections took place on 1977 for selecting the 6th Lok Sabha, post emergency.

Election results of 1977:

Total Seats - 542

Break up:

Janata Party - 295

Congress     - 154

Others         -  93

11 Major states constituted 451 seats (83% approx.) voted as below:

State / UT	Janata Party	Congress	Others	Total	Literacy
Uttar Pradesh	60	6	21	87	32.65
Bihar	46	1	5	52	32.32
Maharashtra	16	20	12	48	57.24
West Bengal	16	3	23	42	48.65
Tamil Nadu	4	14	23	41	54.39
Andhra Pradesh	1	40		41	35.66
Madhya Pradesh	36	2	3	41	38.63
Karnataka	3	26		29	46.25
Gujarat	13	11	2	26	44.92
Rajasthan	20	1	4	25	30.11
Kerala		12	7	19	78.85
Grand Total	215	136	100	451

Note: 

Janata Party and Congress includes its allies.

Tamil Nadu others includes AIADMK (17) seats.

Literacy is as per 1981 census.

All sources are from Wikipedia. Links are provided for source data.

Table working was done in a work sheet to arrive at the seats information for 11 states.

Above exercise was conducted to understand the tweet by @rvaidya2000:

Fact file: in77 More educatedSouth voted overwhelmingly forIndira--While the"illiterate"poor peasants of north voted her out-No seat from Patna to Pathankot//our "illiterates"saved freedom//I quote in global forums whn many claim illiteracy& Democracy wont jell:)) RT

Professor R Vaidyanathan your observation was correct.

However the tragedy for India, 6th Lok Sabha survived till 1979 (29 months).

7th Lok Sabha elections took place in 1980.

Total seats    : 531 seats

INC (Indira) : 353 seats

Janata Party :   72 seats (Janata Party and Janata Party - Secular)

Others          :  106 seats

As an Indian, could never understand how such a turnaround took place in a span of 3 years.

Mystery.

Three types of truth

Thanks Jagadguru for clarifying truth:

1. Paramartha Satya - Ultimate Truth

2. Vyavaharika Satya

3. Pratibhasika Satya

What is Arrogance?

 Shocked to hear a statement from Mr. Sanjiv Bajaj, MD Bajaj Finserv:

"You will see in three months' time on our website and our web app an option, you click it, we will never bother you again. You'll have the right to be forgotten by us but then make sure you don't come back to us for our products and solutions," Bajaj said on telemarketing calls that are used to push loans.

This is sheer arrogance. 

The question is:

Did i (never a customer of Bajaj Finserv) register with Bajaj Finserv to get this unsolicited calls? Absolutely no. Yet i have received these unsolicited calls.

If not registered then why are you telling us to visit your website and select an option of right to be forgotten..

Now, the customers of Bajaj Finserv they have to decide whether to opt out of telemarketing or .............

They may say that there is a communication gap or interpretation issues. 

The truth : damage is done.

This will open up the doors for Piramal Finance and others who are waiting for an opening.

Rather than stating the headline as don't come back to us for our products and solutions media houses reported headlines as:

Fortune India: Bajaj Finance customers will soon have 'the right to be forgotten': Sanjiv Bajaj

BQ : Bajaj Finance To Offer Option To Avoid Marketing Calls

Moneycontrol: Bajaj Finance to bring down dependence on telemarketing calls: Sanjiv Bajaj

Mint: Will bring down dependence on telemarketing calls: Sanjiv Bajaj of Bajaj Finance

Business Today: Getting pesky loan calls from Bajaj Finance? Here’s what Chairman Sanjiv Bajaj has to say

Great Media Management.

Sengol

 Below video explains Sengol. The video is worth listening:

Non Upgraded Existence

How business sells its products and services:

“THE WORLD IS increasingly designed to depress us. Happiness isn’t very good for the economy. If we were happy with what we had, why would we need more? How do you sell an anti-ageing moisturiser? You make someone worry about ageing. How do you get people to vote for a political party? You make them worry about immigration. How do you get them to buy insurance? By making them worry about everything. How do you get them to have plastic surgery? By highlighting their physical flaws. How do you get them to watch a TV show? By making them worry about missing out. How do you get them to buy a new smartphone? By making them feel like they are being left behind. To be calm becomes a kind of revolutionary act. To be happy with your own non-upgraded existence. To be comfortable with our messy, human selves, would not be good for business.”

Matt Haig

Source: Safal Niveshak

Crime and Politics in Hindi Heartland

Any one interested to know how crime and politics marched hand in hand in UP, must read this brilliant write up by Shekhar Gupta.

‘Murderer at 17, brutal mafioso’ with stint in Parliament: Atiq Ahmed, a story of crime & heartland politics  by Shekhar Gupta.

Remember Mulayam Singh Yadav was former Chief Minister, Defense Minister of India, was awarded Padma Vibhushan by BJP Government.

Article Tip: J Gopikrishnan

Inventive Money Making Scheme

How a bailout offered by one country to others impact world at large.

The below statement is from FT a reputed financial paper:

Article: China grants billions in bailouts as Belt and Road Initiative falters

However, there are big differences between IMF programmes and Chinese bailouts. One is that Chinese money is not cheap. “A typical rescue loan from the IMF carries a 2 per cent interest rate,” said the study. “The average interest rate attached to a Chinese rescue loan is 5 per cent.”

Source: FT

Prakhar Srivastava

In Vaad (YouTube Channel), there was a interview recorded with Prakhar Srivastava (author of book Hey Ram).

Every Indian, interested in Indian history regarding Gandhi, Godse, Nehru, Patel, Partition, Refugees , Apte, Maulana etc. must read the book ( written in Hindi) and if not possible at least listen to the below interview.

The interview reveals that what we were taught about history majorly needs a big revision, 

 

Note: As on blog date I have not read the book.

The Truth Is Out - Kerala CM

Recently an initiative by one section of society (Jammat-e-Islami) to meet other section of society (RSS) was met by strong words. The words were from Kerala CM who belongs to CPI (M).

“The logic of the Jamaat-e-Islami that the RSS can be refined and reformed through dialogue is tantamount to the belief that the spots of a leopard can be changed by bathing it,” Pinarayi said, adding that the Jamaat should reveal the contents of the discussion.

 “At a time that the secular community in the country is fighting against the extremist Hindutva agenda of the RSS, these steps would only help favour it. This is a challenge to secular society,” the CM said.

What one can understand from above:

1. Muslims should not initiate dialogue with Hindus

2. Muslim as a community is anti Hindu and should continue to be in that away

3. Muslim is a vote bank of Non BJP / RSS i.e. CPI (M)/Congress/SP etc.

This is truly surprising that a CM is openly speaking about his positions as to who should meet whom and why. Still the CM calls, others meeting a challenge to secular society.

In other words if you follow what they say then you are secular, otherwise you are non secular.

Hence, definition of Secular is person specific.

MBBS Seat distribution in India

According to National Medical Commission there are 99,763 MBBS (Doctor) seats in India as on 27 February 2023 (source: NMC).

Distribution of seats based on ownership:

Management	Seats
Govt.	50,623
Trust	39,215
Society	5,400
Private	2,700
Govt-Society	1,825
Total	99,763

State and Union Territory wise distribution:

States / UTs	Seats	States / UTs	Seats
Tamil Nadu	11,225	Pondicherry	1,630
Karnataka	10,995	Delhi	1,497
Maharashtra	10,145	Assam	1,250
Uttar Pradesh	9,153	Uttarakhand	1,150
Telangana	6,990	Jammu & Kashmir	1,147
Gujarat	6,450	Jharkhand	930
Andhra Pradesh	5,585	Himachal Pradesh	920
Rajasthan	5,075	Manipur	525
West Bengal	4,825	Tripura	225
Kerala	4,505	Goa	180
Madhya Pradesh	4,180	Dadra and Nagar Haveli	177
Bihar	2,565	Sikkim	150
Orissa	2,325	Chandigarh	150
Chattisgarh	1,915	Andaman Nicobar Islands	114
Haryana	1,835	Mizoram	100
Punjab	1,750	Meghalaya	50
		Arunachal Pradesh	50
Total	89,518		10,245

According to a report there are six states which have doctors ratio more than WHO guidelines. They are as per the report in Times Of India (2018):

Why Karnataka and Tamil Nadu performs well is due to total seats available in this two states which is highest in India. Kerala , Delhi and Goa has comparatively very less population vis-à-vis Tamil Nadu and Karnataka hence they fare well.

Now the distribution of the ownership in the states display a picture as to why Karnataka is popular for MBBS education. Students of nearby states flock there for admission.

State	Trust	Govt.	Society	Private	Seats
Karnataka	7,195	3,500	150	150	10,995

Source: