Friday, 17 February 2017

Power of Analogy

Analogy helps in transmitting significance of a concept to the reader which hitherto may have been overlooked. Here the case in point is influence of Blockchain in securities trading.

Defining Blockchain (Fortune Magazine):

“…..the blockchain is actually a way to structure data, and the foundation of cryptocurrencies like Bitcoin. This coding breakthrough—which consists of concatenated blocks of transactions—allows competitors to share a digital ledger across a network of computers without need for a central authority. No single party has the power to tamper with the records: the math keeps everyone honest.”

Now coming back to impact of Blockchain in securities trading, I will reproduce a section from the article “The Truth About Blockchain” by Marco Iansiti and Karim R. Lakhani (HBR January-February 2017 Issue”:

“For example, a typical stock transaction can be executed within microseconds, often without human intervention. However, the settlement—the ownership transfer of the stock—can take as long as a week. That’s because the parties have no access to each other’s ledgers and can’t automatically verify that the assets are in fact owned and can be transferred. Instead a series of intermediaries act as guarantors of assets as the record of the transaction traverses organizations and the ledgers are individually updated.

In a blockchain system, the ledger is replicated in a large number of identical databases, each hosted and maintained by an interested party. When changes are entered in one copy, all the other copies are simultaneously updated. So as transactions occur, records of the value and assets exchanged are permanently entered in all ledgers. There is no need for third-party intermediaries to verify or transfer ownership. If a stock transaction took place on a blockchain-based system, it would be settled within seconds, securely and verifiably. (The infamous hacks that have hit bitcoin exchanges exposed weaknesses not in the blockchain itself but in separate systems linked to parties using the blockchain.)”.

The above example is an indication with respect to impact of Blockchain in completion of a transaction in a swift and reliable mode.

Reference:

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